Tunisia Mobile Money
- Geographic Reach
Tunisia
- Gender
No
- Geographic Region
Northern Africa
- Coverage
Domestic
- Year Of Establishment
2018
- Ips Type
Mobile-money
- Interoperability Arrangement
Bilateral
- Governance Typology
Public Private Partnership (PPP)
- Ownership Model
Participant-owned
- System Owner
Societe Monetique Tunisie (SMT)
- Overseer
Banque Central de Tunisie (BCT) (Central bank)
- System Governance
Societe Monetique Tunisie (SMT)
- Operator
Societe Monetique Tunisie (SMT)
- Settlement Agent
Commercial banks
- Number Of Unique Ips End Users
-
- Total Number Of Participants2025
15
- Number Of Direct Participants Commercial Banks
11
- Number Of Direct Participants EMoney Issuers
3
- Number Of Direct Participants MFIs
1
- Number Of Direct Participants Other
-
- Number Of Direct Participants Post Office
-
- Indirect Participants Type
-
- Number Of Indirect Participants
-
- Supported Use Cases
P2P, P2B , P2G , B2B, G2P
- Supported Instruments
Credit EFT, Debit EFT, E-money, Card
- Primary Local Channel
App
- Supported Channels
Agent (e-money), Agent (banking), App, QR Code, POS, ATM
- Qr Code Enabled Type
Both
- Messaging Standard
ISO 20022
- Proxy Id
Bank account number , Mobile phone number, System released their own ID, Merchant ID, National ID number
- Other Proxy Id Type
-
- Business Model
-
- Pricing Structure
The pricing rules and procedures are defined and governed by BCT circular 2020-11.
- Scheme Rules Public
-
- Additional Recourse Requirements
Yes
- Dispute Resolution Mechanism
Yes
- Api Use Function
Yes
- Startup Funding Source
-
- Participation In Decision Making
No
- Mechanism For Decision Making
-
- Ability To Become Direct Participants
Yes
- Entities That Cannot Participate
-
- Min Value For Transactions
Payment account ceilings, as defined by the provisions of Circular No. 2018-16 of December 31, 2018 and specific thresholds set by the institution for its customers
- Corporate Structure
Other
- Other Corporate Structure
Tunisian private law company
- Pull Request To Pay Enabled
No
- Third Party Connections Enabled
No
- Real Time Payment Confirmation
Yes
- Transaction Validation Enabled
Yes
- Inclusivity Ranking
Basic
