Kenya Mobile Money
- Geographic Reach
Kenya
- Gender
Yes
- Geographic Region
East Africa
- Coverage
Domestic
- Year Of Establishment
2018
- Ips Type
Mobile-money
- Interoperability Arrangement
Bilateral
- Governance Typology
Industry led
- Ownership Model
Participant-owned
- System Owner
PSP
- Overseer
Central Bank of Kenya
- System Governance
PSP
- Operator
PSP
- Settlement Agent
Commercial Bank
- Number Of Unique Ips End Users
-
- Total Number Of Participants2025
-
- Number Of Direct Participants Commercial Banks
-
- Number Of Direct Participants EMoney Issuers
-
- Number Of Direct Participants MFIs
-
- Number Of Direct Participants Other
-
- Number Of Direct Participants Post Office
-
- Indirect Participants Type
-
- Number Of Indirect Participants
-
- Supported Use Cases
P2P, P2B , B2P, Cross border
- Supported Instruments
E-money, Card
- Primary Local Channel
USSD
- Supported Channels
USSD, Agent (e-money), App, Browser, QR Code, ATM
- Qr Code Enabled Type
Both
- Messaging Standard
ISO 8583, Proprietary
- Proxy Id
Mobile phone number, QR code
- Other Proxy Id Type
-
- Business Model
For-profit
- Pricing Structure
Price Tariff variable on transaction Bands for payments
- Scheme Rules Public
No scheme rules in place
- Additional Recourse Requirements
No
- Dispute Resolution Mechanism
Yes
- Api Use Function
Yes
- Startup Funding Source
Shareholder funding/private equity
- Participation In Decision Making
No
- Mechanism For Decision Making
-
- Ability To Become Direct Participants
No
- Entities That Cannot Participate
-
- Min Value For Transactions
KES 1,KES 10 depending with the PSP
- Corporate Structure
Private limited company, Public listed company
- Other Corporate Structure
-
- Pull Request To Pay Enabled
Yes
- Third Party Connections Enabled
Yes
- Real Time Payment Confirmation
Yes
- Transaction Validation Enabled
Yes
- Inclusivity Ranking
Basic
