Virements instantanés
- Geographic Reach
Morocco
- Gender
No
- Geographic Region
Northern Africa
- Coverage
Domestic
- Year Of Establishment
2023
- Ips Type
Bank
- Interoperability Arrangement
Multilateral
- Governance Typology
Public Private Partnership (PPP)
- Ownership Model
Regulator-owned
- System Owner
GROUPEMENT POUR UN SYSTEME INTERBANCAIRE DE TELECOMPENSATION (GSIMT)
- Overseer
Bank al Maghrib (central bank)
- System Governance
Bank al Maghrib (central bank)
- Operator
GROUPEMENT POUR UN SYSTEME INTERBANCAIRE DE TELECOMPENSATION (GSIMT)
- Settlement Agent
Bank al Maghrib (central bank)
- Number Of Unique Ips End Users
-
- Total Number Of Participants2025
17
- Number Of Direct Participants Commercial Banks
17
- Number Of Direct Participants EMoney Issuers
-
- Number Of Direct Participants MFIs
-
- Number Of Direct Participants Other
-
- Number Of Direct Participants Post Office
-
- Indirect Participants Type
-
- Number Of Indirect Participants
-
- Supported Use Cases
P2P
- Supported Instruments
Credit EFT
- Primary Local Channel
App
- Supported Channels
App, Agent (banking), Browser
- Qr Code Enabled Type
-
- Messaging Standard
ISO 20022
- Proxy Id
Bank account number
- Other Proxy Id Type
-
- Business Model
Not-for-profit
- Pricing Structure
Pricing consists of distributing operating and investment costs among members on the basis of a rule which is approved annually by the general meeting which brings together all the banks.
- Scheme Rules Public
No
- Additional Recourse Requirements
No
- Dispute Resolution Mechanism
Yes
- Api Use Function
Yes
- Startup Funding Source
Source of funding: GSIMT members/Cost of the platform: 16 million dirhams
- Participation In Decision Making
Yes
- Mechanism For Decision Making
A rule for designating board members is established based on their discussions. This designation is reviewed every two years.
- Ability To Become Direct Participants
Yes
- Entities That Cannot Participate
-
- Min Value For Transactions
No min. value
- Corporate Structure
Other
- Other Corporate Structure
Cooperative non-profit organisation (Groupement d'Intérêt Économique (GIE))
- Pull Request To Pay Enabled
-
- Third Party Connections Enabled
-
- Real Time Payment Confirmation
Yes
- Transaction Validation Enabled
Yes
- Inclusivity Ranking
Not ranked
